Student Health Insurance

General Policies

Johnson University Tennessee requires all Undergraduate students taking courses on campus to carry health insurance.

Students will be automatically enrolled in the University’s health insurance plan unless they provide proof of coverage. Students will be required to either complete an online health insurance waiver form, providing their current health insurance provider, or enroll with the University’s student health insurance provider for the current academic year.

Students who enroll in student health insurance for the Fall term pay for a 12-month policy that begins the first day of class. Students who begin in the Spring term pay a reduced amount due to the reduced length of the policy. Once a student has enrolled in the student health insurance the policy cannot be cancelled even if student receives coverage through another policy.

Health Insurance Coverage

The 2018-2019 health insurance provided through Johnson includes unlimited major medical coverage after a $250 annual in-network/$600 annual out-of-network deductible. Most claims involve an 80/20% coinsurance for in-network providers and 60/40% coinsurance for out-of-network providers. There is a $25.00 co-pay per office visit.

Policy effective dates for the 2018-2019 academic school year:

2018 Fall term 08/14/2018 - 08/14/2019
2019 Spring Term 01/07/2019 - 08/14/2019
2019 Summer Term 05/06/2019 - 08/14/2019



Complete coverage information for the UnitedHealthcare Gold Plan is available on

Health Insurance Costs

The student health insurance rates for 2018-2019 are:

Participant(s) Annual Rates Spring Rates Summer Rates
Student Only $1,834 $1,446 $579
Spouse $1,734 $1,046 $479
One Child $1,734 $1,046 $479
Two or More Children $3,468 $2,092 $958
Spouse + Two or More Children $5,202 $3,138 $1,437

Note: To determine the premium for a student with spouse, student with spouse and children, or student with children, simply add the above rates together. For example, if a student wants insurance for himself and his spouse, then the premium will equal the student rate plus the spouse rate. If both spouses are students, then the student rate applies to both.

Insurance premiums are determined by the carrier and may increase from one year to the next.